These days, more and more families are starting to adopt a more frugal lifestyle to help them get out of debt or save up for a big purchase (even vacations!).
After I had my second child, I just wanted to become a stay at home mom. But we had a lot of expenses we needed to cut before that could happen.
So we sold our house, gave up our second car, cut the cable cord and a lot of other things. We stopped buying “stuff” so that we could afford to live a life that’s full of the stuff that matters most!
And that’s what frugal living taught me.
It’s not about taking cold showers, never eating at nice restaurants, and unplugging everything from your walls.
Instead, it’s about finding smart ways to spend LESS on the things you already buy!
Today, I want to share with you all the frugal ways we’ve learned to save more money every month on nearly everything (like food to clothes, bills, and more!).
Because whatever your financial goals are, adopting simple frugal living ideas will definitely help you get there!
- 5 Smart Ways We Reduced Our Grocery Bill Without Clipping Coupons
- How To Create A Simple Weekly Meal Plan For Your Family
50 Frugal Ways to Save Money Every Month:
1. Use Rakuten when you shop online – Free cash back websites like Rakuten partner with tons of stores (Amazon, Walmart, Target, Macy’s and more!) so you can earn extra money whenever you shop online! Plus, when you sign up for Rakuten, you’ll get your first $10 for FREE here!
2. Sign up for free loyalty programs – Get rewarded for being a loyal shopper at your favorite retailers.
3. Shop at Dollar Stores – You’ll save money on kitchen utensils and accessories, paper goods, party supplies, birthday cards, craft supplies for your kids, and more!
4. Carry only cash – So you can trick yourself into not spending more money than you have.
5. Shop at secondhand and thrift stores – When you buy used as possible you’ll save a ton. I like to shop at resale stores in affluent neighborhoods to find the best steals.
6. Use digital coupons from your favorite stores.
7. Borrow from the library – Check your local library for books, DVDs, and even CDs.
8. Ask for a price match – Most stores like Walmart, Amazon, and even Best Buy will match a lower price item if you find for less at a competitor store.
9. Buy refurbished – Refurbished electronics are cheaper than items that are brand new, but they’re already tested to work properly and often come with extended warranty protection.
10. Brew coffee at home – You’ll save a ton of money on Starbucks being your own barista.
11. Buy generic and store brands – Things like food, cleaning supplies, and diapers will save you a ton of money when you buy generic.
12. Buy in bulk – Get a membership at a wholesale club (Sam’s Club) so you can spend less money on the things that you need more of.
13. Have a “no-spend” weekend where you don’t spend a cent!
14. Use the Ibotta App to save money for groceries – Ibotta is the best grocery rebate app I know! You’ll get free cash back on groceries like milk, cereal, wine, and detergent when you upload a picture of your receipt! You can download the Ibotta App for free on Android and IOS. Plus, new members also get a FREE $10 bonus when you sign up!
15. Use a list when you grocery shop – It will help you to stay focused and only buy what you need.
16. Ditch bottled water – You can buy a water filter for your sink or pitcher instead and save hundreds every year!
17. Buy canned goods in bulk – Non-perishable items like canned goods have a longer shelf life which makes this an easy item to buy in bulk.
18. Buy groceries from Aldi – You could easily save $100+ on groceries just by shopping here.
19. Or shop for groceries online – I LOVE Walmart’s free grocery pickup. It’s super convenient and I save more time and money shopping for food!
20. Bring lunch to work – Spending $5 every day on lunch really adds up. I started packing my husband’s lunch using leftovers from the night before which saved us $1300/year!
21. Start meal planning – Meal planning alone helped us cut our grocery bill in HALF! You can see my simplified approach to meal planning here.
22. Create a grocery budget – Having a grocery budget is important so you’re not overspending every month.
23. Buy frozen vegetables – Frozen vegetables last longer and you don’t have to eat it until you’re ready.
24. Eat leftovers from dinner – Don’t let money go down the grocery drain. If you have leftovers, eat it for lunch or repurpose them for dinner the next day.
25. Make your own baby food – Buying premade baby food is great for having it on-the-go, but if you’re a stay-at-home mom, then you might as well make your own baby food to save money.
26. Breastfeed (if you can) – Infant formula where I live isn’t cheap ($15+ per can), so I chose to breastfeed 3 of my 4 kids to save money on milk.
27. Grocery shop only once each week – Because the more time you spend there, the more money you’ll spend there too.
28. Use energy-efficient light bulbs.
29. Fill your dishwasher to capacity before running it.
30. Use a programmable thermostat – So you can control the temperature in your home automatically and save on your utility bills.
31. Use blackout curtains – I SWEAR by this! Especially in the summer months, they work perfectly to help keep our home cool.
32. Unplug unused appliances – I’m guilty of leaving the toaster plugged in for no reason. So it’s good to unplug anything that’s not “in use” so you’re not wasting electricity.
33. Pay utility bills on time – So you can avoid unnecessary late and reconnection fees.
34. Move into a smaller home – Not only will you save money on your rent/mortgage, but you’ll also save money on your utilities. We lived in a two-bedroom apartment (with our 3 small kids) for 2 years and it saved us an extra $8,000!
35. Get rid of your cable – You can see how we watch our favorite shows, news, and sports here for FREE!
36. Switch to a low-cost cell phone plan – We’ve been using MetroPCS and love it! Plus we save an extra $1100/year.
37. Attend free events in your area especially in the summer months.
38. Go to discount movie times at your favorite theaters.
39. Buy generic medicines.
40. Freeze your credits (literally) in water to avoid using them.
41. Dine at restaurants where kids eat free – This is just one of the ways my family still enjoys eating out for cheap.
42. Check gas prices in your area before you fill up using the GasBuddy app.
43. Sell your old clothes before buying new ones – I like to sell my kids’ old clothes, shoes, or toys so I can have money to swap them for bigger sizes.
44. Learn to DIY – I’m that girl that will not pay for something that I can learn how to do myself. My latest DIY project was learning how to give my boys a haircut at home!
45. Buy kids clothes from thrift stores and consignment shops.
46. Ask your friends and family for hand-me-downs.
47. Make your own cleaning solutions using ingredients in your pantry – You can clean just about anything in your home using ingredients like white vinegar, baking soda, and essential oils!
48. Do your own manicure and pedicure – This alone will save you about $80 per month. You can also buy press-on nails for $5!
49. Buy used designer clothes and handbags.
50. Exercise at home – Ditch your gym membership and hop on Youtube to find at-home workouts for FREE!
Downgrading your lifestyle isn’t going to happen overnight.
You need to take your time working through each of these frugal living tips, especially if you’re used to spending as much as you make every month.
Because adopting these frugal living ideas at first will feel a lot like trying a new weight loss diet…you will want to quit before you even get started.
But I don’t want that for you since I know firsthand how a frugal lifestyle can improve your finances!
So start with 2-4 frugal living ideas that you want to implement this month and then, add 2-4 more frugal habits to your life every month after that until you reach your savings goal!